INVESTOR

DML Capital’s equity based lending portfolio provides borrowers fast access to capital through a simple approval process. Our community of investors receive an above average return that is both consistent and risk mitigated,  creating a mutually beneficial outcome to grow businesses and portfolios.

WHAT WE  DO

DML Capital provides short-term "12 months or less"secured loans to borrowers who typically do not fit the traditional borrower profile and therefore have challenges securing traditional bank financing. These loans provide our community of investors with a steady stream of income via monthly interest payments from the borrowers, while the borrowers receive capital quickly and at a fair market rate.

Borrowers have specific requirements (i.e. funding timelines) or unique situations (i.e. self-employment) that traditional institutional lenders are typically unwilling to accommodate. This provides an opportunity for DML Capital to support these borrowers and charge a premium for our investors.  In today’s market, DML Capital’s lending funds generate investor returns of 7-9%.

HOW IT WORKS

WHY IT WORKS

DML Capital’s loans are secured by real property with substantial equity positions for each loan. Borrowers typically provide 35+% of the capital needed to finance the property, thereby mitigating DML Capital’s risk. Borrower’s seek private money loans from DML Capital because we have strong relationships, outstanding service, and strive to create mutual success for both the borrower and our community of investors. For more information on the process please visit our FAQ page.

PORTFOLIO OVERVIEW

RATE OF RETURN

7% - 9%

LOCATION

GREATER LOS ANGELES AREA 

GREATER SEATTLE AREA

TYPES OF PROPERTIES

NON-OWNER OCCUPIED RESIDENTIAL, MULTIFAMILY,  AND VACANT BUILDINGS

1

LOAN TO VALUE

UP TO 75% LTV

(AVERAGE = 60-70% *ALL LOANS)

LOAN AMOUNTS

$100,000 - ​$1,500,000

TYPES OF LOANS

ACQUISITION, REFINANCE, CASH-OUT, BRIDGE AND REHAB FIX & FLIP

LOAN MATURITY

UP TO 12 MONTHS

(4 MONTH MINIMUM)

LIEN POSITION

FIRST OR SECOND

PERSONAL GUARANTEE

REQUIRED