DML Capital’s equity based lending portfolio provides borrowers fast access to capital through a simple approval process. Our community of investors receive an above average return that is both consistent and risk mitigated, creating a mutually beneficial outcome to grow businesses and portfolios.
WHAT WE DO
DML Capital provides short-term "12 months or less"secured loans to borrowers who typically do not fit the traditional borrower profile and therefore have challenges securing traditional bank financing. These loans provide our community of investors with a steady stream of income via monthly interest payments from the borrowers, while the borrowers receive capital quickly and at a fair market rate.
Borrowers have specific requirements (i.e. funding timelines) or unique situations (i.e. self-employment) that traditional institutional lenders are typically unwilling to accommodate. This provides an opportunity for DML Capital to support these borrowers and charge a premium for our investors. In today’s market, DML’s lending funds generate investor returns of 7-9%.
HOW IT WORKS
WHY IT WORKS
DML’s loans are secured by real property with substantial equity positions for each loan. Borrowers typically provide 35+% of the capital needed to finance the property, thereby mitigating DML Capital’s risk. Borrower’s seek private money loans from DML Capital because we have strong relationships, outstanding service, and strive to create mutual success for both the borrower and our community of investors. For more information on the process please visit our FAQ page.
PORTFOLIO OVERVIEW
RATE OF RETURN
7% - 9%
LOCATION
GREATER LOS ANGELES AREA
GREATER SEATTLE AREA
TYPES OF PROPERTIES
NON-OWNER OCCUPIED RESIDENTIAL, MULTIFAMILY, AND VACANT BUILDINGS
1
LOAN TO VALUE
UP TO 75% LTV
(AVERAGE = 60-70% *ALL LOANS)
LOAN AMOUNTS
$100,000 - $1,500,000
TYPES OF LOANS
ACQUISITION, REFINANCE, CASH-OUT, BRIDGE AND REHAB FIX & FLIP
LOAN MATURITY
UP TO 12 MONTHS
(4 MONTH MINIMUM)
LIEN POSITION
FIRST OR SECOND
PERSONAL GUARANTEE
REQUIRED