DML Capital’s equity based lending portfolio provides borrowers fast access to capital through a simple approval process. Our community of investors receive an above average return that is both consistent and risk mitigated, creating a mutually beneficial outcome to grow businesses and portfolios.
DML Capital provides short-term secured loans to borrowers
who typically do not fit the traditional borrower profile and therefore have challenges securing traditional bank financing. These loans provide our community of investors with a steady stream of income via monthly interest payments from the borrowers, while the borrowers receive capital quickly and at a fair market rate.
Borrowers have specific requirements (i.e. funding timelines) or unique situations (i.e. self-employment) that traditional institutional lenders are typically unwilling to accommodate. This provides an opportunity for DML Capital to support these borrowers and charge a premium for our investors. In today’s market DML’s lending funds generate investor returns of 5-10%.
DML’s loans are secured by real property with substantial equity positions for each loan. Borrowers typically provide 35+% of the capital needed to finance the property, thereby mitigating DML Capital’s risk. Borrower’s seek private money loans from DML Capital because we have strong relationships, outstanding service, and strive to create mutual success for both the borrower and our community of investors. For more information on the process please visit our FAQ page.
RATE OF RETURN
7% - 9%
GREATER LOS ANGELES AREA
GREATER SEATTLE AREA
TYPES OF PROPERTIES
NON-OWNER OCCUPIED RESIDENTIAL, MULTIFAMILY, RETAIL, OFFICE, INDUSTRIAL, AND VACANT BUILDINGS
LOAN TO VALUE
UP TO 75% LTV
(AVERAGE = 59% *ALL LOANS)
$100,000 - $10,000,000
TYPES OF LOANS
ACQUISITION, REFINANCE, CASH-OUT, BRIDGE AND REHAB FIX & FLIP
UP TO 36 MONTHS
(AVERAGE 12 MONTHS)
FIRST OR SECOND